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IPMAT Education Loan & Scholarship details

For candidates pursuing the Integrated Program in Management (IPM) through IPMAT (Integrated Program in Management Aptitude Test), education loans and scholarships are often key considerations to fund their education.

Education Loans:

Banks and financial institutions typically offer education loans for management programs like IPM. Key points regarding education loans include:

  • Loan Coverage: Education loans usually cover tuition fees, living expenses, books, and other related expenses.
  • Eligibility: Loan eligibility criteria vary among banks and lending institutions. It generally depends on the applicant’s credit history, co-signers (if applicable), the institution’s reputation, and the specific loan terms.
  • Interest Rates: Interest rates can be fixed or floating and might vary based on the loan amount, tenure, and the lending institution’s policies.
  • Repayment: Repayment usually starts after completion of the course or a certain grace period. The repayment terms are typically flexible, allowing longer durations for repayment.


Scholarships for IPMAT or IPM programs can come from various sources:

  • Institute Scholarships: Institutes like IIMs might offer scholarships based on academic performance, financial need, or other criteria. These can cover either partial or full tuition fees.
  • Corporate Scholarships: Some corporations sponsor scholarships for management students. These might come with certain obligations, like internships or job commitments after graduation.
  • Government Scholarships: Government schemes or bodies sometimes offer scholarships for higher education. These might have specific eligibility criteria and application procedures.

Application Process:

For both education loans and scholarships:

  • Research: Explore the specific loan options available through various banks or financial institutions. Similarly, check the scholarship opportunities provided by the institute, corporations, or government bodies.
  • Application Requirements: Fulfill the application requirements for loans or scholarships, which might include documentation, essays, interviews, or other criteria.
  • Deadlines: Be aware of application deadlines for both education loans and scholarships. They might vary and might have earlier deadlines than the admission application.

It’s advisable to directly contact the respective banks or financial institutions for education loans and the institute’s admissions or scholarship department for accurate and updated details regarding scholarships specifically available for IPMAT or IPM programs.


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